diff --git a/cmd/gateway_managed.go b/cmd/gateway_managed.go
index 66b72e5d..b04f5eb7 100644
--- a/cmd/gateway_managed.go
+++ b/cmd/gateway_managed.go
@@ -17,6 +17,7 @@ import (
 	"github.com/nextlevelbuilder/goclaw/internal/edition"
 	"github.com/nextlevelbuilder/goclaw/internal/eventbus"
 	"github.com/nextlevelbuilder/goclaw/internal/hooks"
+	hookbuiltin "github.com/nextlevelbuilder/goclaw/internal/hooks/builtin"
 	"github.com/nextlevelbuilder/goclaw/internal/orchestration"
 	httpapi "github.com/nextlevelbuilder/goclaw/internal/http"
 	kg "github.com/nextlevelbuilder/goclaw/internal/knowledgegraph"
@@ -148,6 +149,21 @@ func wireExtras(
 	// Agent Hooks (Issue #875) — lifecycle dispatcher + handlers.
 	var hookDispatcher hooks.Dispatcher = hooks.NewNoopDispatcher()
 	if hs, ok := stores.Hooks.(hooks.HookStore); ok && hs != nil {
+		// Phase 04: wire builtin registry. Install a strip-all lookup FIRST so a
+		// Load() failure leaves the dispatcher failing closed (no wide fallback
+		// via the Phase 03 permissive default). On successful Load we swap in the
+		// real per-id allowlist, then UPSERT canonical rows with stable UUIDv5s.
+		// Seed failures log but never block startup.
+		hooks.SetBuiltinAllowlistLookup(func(uuid.UUID) []string { return nil })
+		if err := hookbuiltin.Load(); err != nil {
+			slog.Warn("hooks.builtin_load_failed", "err", err)
+		} else {
+			hooks.SetBuiltinAllowlistLookup(hookbuiltin.AllowlistFor)
+			if err := hookbuiltin.Seed(context.Background(), hs, appCfg.Hooks); err != nil {
+				slog.Warn("hooks.builtin_seed_failed", "err", err)
+			}
+		}
+
 		handlers := buildHookHandlers(stores, providerReg, appCfg.Hooks)
 		stdOpts := hooks.StdDispatcherOpts{
 			Store:    hs,
diff --git a/go.mod b/go.mod
index ae71b416..2779b944 100644
--- a/go.mod
+++ b/go.mod
@@ -43,6 +43,7 @@ require (
 	go.opentelemetry.io/otel/trace v1.40.0
 	golang.org/x/image v0.27.0
 	golang.org/x/time v0.14.0
+	gopkg.in/yaml.v3 v3.0.1
 	modernc.org/sqlite v1.47.0
 	tailscale.com v1.94.2
 )
@@ -156,7 +157,6 @@ require (
 	golang.org/x/term v0.40.0 // indirect
 	golang.zx2c4.com/wintun v0.0.0-20230126152724-0fa3db229ce2 // indirect
 	golang.zx2c4.com/wireguard/windows v0.5.3 // indirect
-	gopkg.in/yaml.v3 v3.0.1 // indirect
 	gvisor.dev/gvisor v0.0.0-20250205023644-9414b50a5633 // indirect
 	modernc.org/libc v1.70.0 // indirect
 	modernc.org/mathutil v1.7.1 // indirect
diff --git a/internal/hooks/builtin/README.md b/internal/hooks/builtin/README.md
new file mode 100644
index 00000000..934b8d0b
--- /dev/null
+++ b/internal/hooks/builtin/README.md
@@ -0,0 +1,59 @@
+# Builtin Hooks
+
+Canonical, embed-shipped hook rows. Users may toggle `enabled` but cannot
+edit content — the embedded `.js` is overwritten on every boot.
+
+## Adding a new builtin
+
+1. Pick a stable kebab identifier (`pii-redactor`, `sql-guard`). Never rename:
+   the DB primary key is `UUIDv5(namespace, id + "/" + event)` and renaming
+   would orphan any existing rows.
+2. Drop `my-feature.js` alongside `builtins.yaml`. The script sees the
+   [goja](https://github.com/dop251/goja) sandboxed globals `event` and
+   `result`, plus the usual `JSON.*`, `Math.*`. No network, no I/O, no timers.
+3. Add an entry to `builtins.yaml`:
+
+   ```yaml
+   - id: my-feature
+     version: 1
+     events: [pre_tool_use]
+     scope: global
+     timeout_ms: 200
+     on_timeout: allow
+     priority: 500
+     mutable_fields: [toolInput.command]
+     source_file: my-feature.js
+     description: "One-line user-facing summary."
+   ```
+
+4. Bump `version` whenever the JS content changes. On next boot, matching
+   rows get UPDATEd in-place (the user's `enabled` toggle is preserved).
+5. Remove `_placeholder.js` once this is the first real `.js` in the package.
+
+## Operator escape hatch
+
+Operators can force-disable any builtin by id via `hooks.builtin_disable` in
+`config.json` — useful when a builtin misbehaves before the next release:
+
+```json
+{
+  "hooks": {
+    "builtin_disable": ["pii-redactor"]
+  }
+}
+```
+
+The row stays in the DB (history preserved); only `enabled=false` is applied.
+
+## Version reconciliation rules
+
+| Embed version | DB version | Outcome               |
+|---------------|------------|------------------------|
+| missing row   | —          | INSERT, `enabled=true` |
+| newer         | older      | UPDATE content; keep user's `enabled` toggle |
+| equal         | equal      | no-op |
+| older         | newer      | WARN log; keep DB (no rollback) |
+
+A downgrade happens when someone rolls back the binary but the DB has already
+been written by a newer version. We never destructively rewrite; operators
+must resolve manually.
diff --git a/internal/hooks/builtin/_placeholder.js b/internal/hooks/builtin/_placeholder.js
new file mode 100644
index 00000000..bf490386
--- /dev/null
+++ b/internal/hooks/builtin/_placeholder.js
@@ -0,0 +1,2 @@
+// Placeholder to satisfy `//go:embed *.js` until the first real builtin
+// ships. Phase 05 adds pii-redactor.js and this file is removed.
diff --git a/internal/hooks/builtin/allowlist.go b/internal/hooks/builtin/allowlist.go
new file mode 100644
index 00000000..5fd38a0a
--- /dev/null
+++ b/internal/hooks/builtin/allowlist.go
@@ -0,0 +1,24 @@
+package builtin
+
+import "github.com/google/uuid"
+
+// AllowlistFor returns the `mutable_fields` list for a registered builtin
+// hook row keyed by the per-event UUID (see BuiltinEventID). Returns nil when
+// the id is not a registered builtin — caller (dispatcher) treats nil as
+// "strip all mutations" for defense-in-depth.
+func AllowlistFor(id uuid.UUID) []string {
+	regMu.RLock()
+	defer regMu.RUnlock()
+	if s, ok := eventIDSpec[id]; ok {
+		return s.MutableFields
+	}
+	return nil
+}
+
+// IsBuiltin reports whether id belongs to a registered builtin row.
+func IsBuiltin(id uuid.UUID) bool {
+	regMu.RLock()
+	defer regMu.RUnlock()
+	_, ok := eventIDSpec[id]
+	return ok
+}
diff --git a/internal/hooks/builtin/builtins.yaml b/internal/hooks/builtin/builtins.yaml
new file mode 100644
index 00000000..bf1a13aa
--- /dev/null
+++ b/internal/hooks/builtin/builtins.yaml
@@ -0,0 +1,28 @@
+# GoClaw builtin hooks registry.
+#
+# Each entry is shipped with the binary (`//go:embed *.js`) and seeded into
+# agent_hooks at startup with source='builtin' and a stable UUIDv5. Users may
+# toggle `enabled` on these rows but cannot edit content — the embedded JS is
+# the canonical source at every boot.
+#
+# Schema:
+#   id             kebab-case stable identifier (never rename — breaks UUIDv5)
+#   version        integer; bump to force startup overwrite of matching rows
+#   events         list of HookEvent values (session_start, user_prompt_submit,
+#                  pre_tool_use, post_tool_use, stop, subagent_start,
+#                  subagent_stop). One DB row is created per event.
+#   scope          global | tenant | agent (builtins default to global)
+#   matcher        optional regex applied to tool_name (pre/post_tool_use only)
+#   if_expr        optional CEL expression pre-filter
+#   timeout_ms     per-hook wall-clock budget
+#   on_timeout     allow | block (fail-closed for blocking events)
+#   priority       higher = runs earlier in the chain
+#   mutable_fields per-hook allowlist of dotted paths the script may mutate
+#                  via updatedInput (e.g. rawInput, toolInput.command)
+#   source_file    name of the .js file sitting next to this YAML
+#   description    short human summary; surfaced in docs/UI
+#
+# Phase 04 ships this registry empty. Phase 05 adds the first exemplar
+# (pii-redactor). When adding a builtin, also add the .js file + remove
+# the _placeholder.js once at least one real source_file exists.
+builtins: []
diff --git a/internal/hooks/builtin/loader.go b/internal/hooks/builtin/loader.go
new file mode 100644
index 00000000..c689fd98
--- /dev/null
+++ b/internal/hooks/builtin/loader.go
@@ -0,0 +1,130 @@
+// Package builtin discovers, parses, and seeds builtin hook rows.
+// Builtins are shipped with the binary via //go:embed and are the only hooks
+// allowed to mutate event input (source-tier gate in dispatcher).
+//
+// Lifecycle: cmd/gateway_managed.go calls Load() once at startup (before
+// dispatcher wiring), then Seed(ctx, hookStore, cfg.Hooks) after migrations.
+// Seed is idempotent via stable UUIDv5 IDs derived from the builtin's kebab
+// name; safe to run on every boot.
+package builtin
+
+import (
+	"embed"
+	"fmt"
+	"sync"
+
+	"github.com/google/uuid"
+	"gopkg.in/yaml.v3"
+)
+
+// fs carries the registry YAML and one .js per builtin. A `//go:embed *.js`
+// directive errors at build time if zero .js files exist, so Phase 04 ships a
+// tiny `_placeholder.js` alongside an empty `builtins:` list. Phase 05 adds
+// pii-redactor.js and removes the placeholder.
+//
+//go:embed *.yaml *.js
+var fs embed.FS
+
+// BuiltinNamespace is the stable UUIDv5 namespace for all builtin hook IDs.
+// Precomputed via uuid.NewSHA1(uuid.NameSpaceDNS, []byte("goclaw.hooks.builtin"))
+// so every GoClaw build produces the same hash and the seeded rows persist
+// across restarts / migrations.
+var BuiltinNamespace = uuid.MustParse("082ab084-a25f-52b4-a4a4-eb8a816bd9a8")
+
+// BuiltinID returns the stable UUIDv5 derived from a builtin's kebab name.
+// Used by Seed + dispatcher AllowlistFor lookups.
+func BuiltinID(name string) uuid.UUID {
+	return uuid.NewSHA1(BuiltinNamespace, []byte(name))
+}
+
+// BuiltinEventID returns the stable UUIDv5 for a single (builtin, event)
+// pair. Each YAML spec lists N events, each materialized as one DB row.
+func BuiltinEventID(name, event string) uuid.UUID {
+	return uuid.NewSHA1(BuiltinNamespace, []byte(name+"/"+event))
+}
+
+// Spec mirrors one entry in builtins.yaml. All fields optional except id,
+// events, source_file; loader validates at parse time.
+type Spec struct {
+	ID            string   `yaml:"id"`
+	Version       int      `yaml:"version"`
+	Events        []string `yaml:"events"`
+	Scope         string   `yaml:"scope"`
+	Matcher       string   `yaml:"matcher"`
+	IfExpr        string   `yaml:"if_expr"`
+	TimeoutMS     int      `yaml:"timeout_ms"`
+	OnTimeout     string   `yaml:"on_timeout"`
+	Priority      int      `yaml:"priority"`
+	MutableFields []string `yaml:"mutable_fields"`
+	SourceFile    string   `yaml:"source_file"`
+	Description   string   `yaml:"description"`
+}
+
+type catalog struct {
+	Builtins []Spec `yaml:"builtins"`
+}
+
+// Registry holds the parsed view of builtins.yaml plus fast allowlist lookup.
+// Populated once at Load(); read concurrently afterwards under regMu.
+var (
+	regMu       sync.RWMutex
+	specs       []Spec               // ordered list for deterministic seeding
+	eventIDSpec map[uuid.UUID]*Spec  // per-event UUID → owning Spec
+	sourceCache map[string][]byte    // source_file → file bytes
+)
+
+// Load parses builtins.yaml and caches the registry in memory. Call once at
+// startup before Seed/AllowlistFor. Idempotent — subsequent calls replace the
+// cache so tests can reload after fixture edits.
+func Load() error {
+	raw, err := fs.ReadFile("builtins.yaml")
+	if err != nil {
+		return fmt.Errorf("builtin: read yaml: %w", err)
+	}
+	var cat catalog
+	if err := yaml.Unmarshal(raw, &cat); err != nil {
+		return fmt.Errorf("builtin: parse yaml: %w", err)
+	}
+
+	idx := make(map[uuid.UUID]*Spec, len(cat.Builtins)*2)
+	srcs := make(map[string][]byte, len(cat.Builtins))
+	for i := range cat.Builtins {
+		s := &cat.Builtins[i]
+		if s.ID == "" || s.SourceFile == "" || len(s.Events) == 0 {
+			return fmt.Errorf("builtin: incomplete spec: %+v", *s)
+		}
+		src, err := fs.ReadFile(s.SourceFile)
+		if err != nil {
+			return fmt.Errorf("builtin: missing source file %q: %w", s.SourceFile, err)
+		}
+		srcs[s.SourceFile] = src
+		for _, ev := range s.Events {
+			idx[BuiltinEventID(s.ID, ev)] = s
+		}
+	}
+
+	regMu.Lock()
+	specs = cat.Builtins
+	eventIDSpec = idx
+	sourceCache = srcs
+	regMu.Unlock()
+	return nil
+}
+
+// RegisteredSpecs returns a copy of the loaded specs for testing / callers
+// that need to iterate independently of Load()'s internal state.
+func RegisteredSpecs() []Spec {
+	regMu.RLock()
+	defer regMu.RUnlock()
+	out := make([]Spec, len(specs))
+	copy(out, specs)
+	return out
+}
+
+// source looks up the embedded JS bytes for a SourceFile key.
+func source(file string) ([]byte, bool) {
+	regMu.RLock()
+	defer regMu.RUnlock()
+	b, ok := sourceCache[file]
+	return b, ok
+}
diff --git a/internal/hooks/builtin/loader_test.go b/internal/hooks/builtin/loader_test.go
new file mode 100644
index 00000000..6f191976
--- /dev/null
+++ b/internal/hooks/builtin/loader_test.go
@@ -0,0 +1,96 @@
+package builtin
+
+import (
+	"testing"
+
+	"github.com/google/uuid"
+)
+
+// TestLoad_EmptyYaml ensures the Phase 04 ship state (empty builtins list +
+// _placeholder.js) loads without error and leaves the registry empty.
+func TestLoad_EmptyYaml(t *testing.T) {
+	if err := Load(); err != nil {
+		t.Fatalf("Load: %v", err)
+	}
+	if got := RegisteredSpecs(); len(got) != 0 {
+		t.Errorf("registered=%d, want 0 (empty builtins.yaml)", len(got))
+	}
+}
+
+// TestBuiltinNamespace_Stable guards against a silent namespace change that
+// would orphan every already-seeded row at the next boot.
+func TestBuiltinNamespace_Stable(t *testing.T) {
+	want := uuid.MustParse("082ab084-a25f-52b4-a4a4-eb8a816bd9a8")
+	if BuiltinNamespace != want {
+		t.Fatalf("namespace drifted: have %s, want %s", BuiltinNamespace, want)
+	}
+}
+
+// TestBuiltinID_Deterministic locks in the per-id hash so that a renamed id
+// gets caught in review — downgrade-safety depends on stable IDs.
+func TestBuiltinID_Deterministic(t *testing.T) {
+	a := BuiltinID("pii-redactor")
+	b := BuiltinID("pii-redactor")
+	if a != b {
+		t.Fatalf("BuiltinID non-deterministic: %s vs %s", a, b)
+	}
+	c := BuiltinID("sql-guard")
+	if a == c {
+		t.Fatal("distinct ids produced equal UUID — namespace collision")
+	}
+}
+
+// TestBuiltinEventID_Distinct ensures each event of a multi-event spec gets
+// its own row id so per-event enabled toggles don't clobber siblings.
+func TestBuiltinEventID_Distinct(t *testing.T) {
+	a := BuiltinEventID("pii-redactor", "user_prompt_submit")
+	b := BuiltinEventID("pii-redactor", "pre_tool_use")
+	if a == b {
+		t.Fatal("event UUIDs collided for different events")
+	}
+	if a == BuiltinID("pii-redactor") {
+		t.Fatal("per-event UUID must differ from bare spec id")
+	}
+}
+
+// TestAllowlistFor_Unknown returns nil for ids that aren't registered.
+// Dispatcher treats nil as strip → defense-in-depth against scripts with
+// forged source='builtin' on a random UUID.
+func TestAllowlistFor_Unknown(t *testing.T) {
+	if err := Load(); err != nil {
+		t.Fatalf("Load: %v", err)
+	}
+	if got := AllowlistFor(uuid.New()); got != nil {
+		t.Errorf("unknown id → allowlist=%v, want nil", got)
+	}
+}
+
+func TestIsBuiltin_Unknown(t *testing.T) {
+	if err := Load(); err != nil {
+		t.Fatalf("Load: %v", err)
+	}
+	if IsBuiltin(uuid.New()) {
+		t.Error("random UUID reported as builtin")
+	}
+}
+
+// TestMetadataVersion covers the JSONB float64 decode path plus int fast path.
+func TestMetadataVersion(t *testing.T) {
+	cases := []struct {
+		name string
+		meta map[string]any
+		want int
+	}{
+		{"nil", nil, 0},
+		{"missing", map[string]any{}, 0},
+		{"int", map[string]any{"version": 3}, 3},
+		{"int64", map[string]any{"version": int64(4)}, 4},
+		{"float64", map[string]any{"version": float64(5)}, 5},
+		{"string-ignored", map[string]any{"version": "oops"}, 0},
+	}
+	for _, tc := range cases {
+		if got := metadataVersion(tc.meta); got != tc.want {
+			t.Errorf("%s: got %d want %d", tc.name, got, tc.want)
+		}
+	}
+}
diff --git a/internal/hooks/builtin/seed.go b/internal/hooks/builtin/seed.go
new file mode 100644
index 00000000..1d72533b
--- /dev/null
+++ b/internal/hooks/builtin/seed.go
@@ -0,0 +1,160 @@
+package builtin
+
+import (
+	"context"
+	"fmt"
+	"log/slog"
+
+	"github.com/google/uuid"
+
+	"github.com/nextlevelbuilder/goclaw/internal/config"
+	"github.com/nextlevelbuilder/goclaw/internal/hooks"
+	"github.com/nextlevelbuilder/goclaw/internal/store"
+)
+
+// Seed UPSERTs every registered builtin into hookStore following the
+// version-reconciliation rules in phase-04:
+//
+//   - DB row missing → INSERT one row per event with source='builtin'.
+//   - DB version < embed version → UPDATE content (preserve enabled toggle).
+//   - DB version == embed version → no-op.
+//   - DB version > embed version → WARN + keep DB (no rollback).
+//
+// Runs AFTER migrations and BEFORE dispatcher handler registration. Uses
+// store.RoleOwner + hooks.WithSeedBypass to traverse the tenant-scope guard
+// and the builtin-readonly Update protection; both markers are process-local.
+func Seed(ctx context.Context, hookStore hooks.HookStore, cfg config.HooksConfig) error {
+	regMu.RLock()
+	all := make([]Spec, len(specs))
+	copy(all, specs)
+	regMu.RUnlock()
+
+	disabled := make(map[string]struct{}, len(cfg.BuiltinDisable))
+	for _, d := range cfg.BuiltinDisable {
+		disabled[d] = struct{}{}
+	}
+
+	ctx = store.WithRole(ctx, store.RoleOwner)
+	ctx = hooks.WithSeedBypass(ctx)
+
+	for i := range all {
+		s := all[i]
+		_, forceDisabled := disabled[s.ID]
+		if err := seedOne(ctx, hookStore, s, forceDisabled); err != nil {
+			slog.Warn("hooks.builtin_seed_failed", "id", s.ID, "err", err)
+		}
+	}
+	return nil
+}
+
+// seedOne reconciles one spec (N events → N rows) against the store.
+func seedOne(ctx context.Context, hs hooks.HookStore, s Spec, forceDisabled bool) error {
+	src, ok := source(s.SourceFile)
+	if !ok {
+		return fmt.Errorf("source not cached: %s", s.SourceFile)
+	}
+
+	cfgMap := map[string]any{"source": string(src)}
+	metadata := map[string]any{
+		"builtin":     true,
+		"version":     s.Version,
+		"description": s.Description,
+	}
+
+	for _, ev := range s.Events {
+		id := BuiltinEventID(s.ID, ev)
+		if err := reconcile(ctx, hs, id, s, ev, cfgMap, metadata, forceDisabled); err != nil {
+			return fmt.Errorf("%s/%s: %w", s.ID, ev, err)
+		}
+	}
+	return nil
+}
+
+// reconcile handles insert/update/noop for a single builtin-event row.
+func reconcile(
+	ctx context.Context,
+	hs hooks.HookStore,
+	id uuid.UUID,
+	s Spec,
+	event string,
+	cfgMap, metadata map[string]any,
+	forceDisabled bool,
+) error {
+	current, err := hs.GetByID(ctx, id)
+	if err != nil {
+		return fmt.Errorf("get: %w", err)
+	}
+
+	if current == nil {
+		cfg := hooks.HookConfig{
+			ID:          id,
+			TenantID:    hooks.SentinelTenantID,
+			Event:       hooks.HookEvent(event),
+			HandlerType: hooks.HandlerScript,
+			Scope:       hooks.Scope(s.Scope),
+			Config:      cfgMap,
+			Matcher:     s.Matcher,
+			IfExpr:      s.IfExpr,
+			TimeoutMS:   s.TimeoutMS,
+			OnTimeout:   hooks.Decision(s.OnTimeout),
+			Priority:    s.Priority,
+			Enabled:     !forceDisabled,
+			Source:      hooks.SourceBuiltin,
+			Metadata:    metadata,
+		}
+		if _, err := hs.Create(ctx, cfg); err != nil {
+			return fmt.Errorf("create: %w", err)
+		}
+		slog.Info("hooks.builtin_seeded", "id", s.ID, "event", event, "version", s.Version)
+		return nil
+	}
+
+	dbVersion := metadataVersion(current.Metadata)
+	switch {
+	case s.Version > dbVersion:
+		patch := map[string]any{
+			"config":     cfgMap,
+			"matcher":    s.Matcher,
+			"if_expr":    s.IfExpr,
+			"timeout_ms": s.TimeoutMS,
+			"on_timeout": string(hooks.Decision(s.OnTimeout)),
+			"priority":   s.Priority,
+			"metadata":   metadata,
+		}
+		if err := hs.Update(ctx, id, patch); err != nil {
+			return fmt.Errorf("update: %w", err)
+		}
+		slog.Info("hooks.builtin_updated", "id", s.ID, "event", event,
+			"from_version", dbVersion, "to_version", s.Version)
+	case s.Version < dbVersion:
+		slog.Warn("hooks.builtin_downgrade_detected",
+			"id", s.ID, "event", event,
+			"db_version", dbVersion, "embed_version", s.Version,
+			"note", "DB content kept; no rollback performed")
+	}
+
+	if forceDisabled && current.Enabled {
+		if err := hs.Update(ctx, id, map[string]any{"enabled": false}); err != nil {
+			return fmt.Errorf("force-disable: %w", err)
+		}
+		slog.Info("hooks.builtin_disabled_by_config", "id", s.ID, "event", event)
+	}
+	return nil
+}
+
+// metadataVersion reads metadata["version"] tolerating JSONB float64 decoding.
+func metadataVersion(m map[string]any) int {
+	if m == nil {
+		return 0
+	}
+	switch v := m["version"].(type) {
+	case int:
+		return v
+	case int64:
+		return int(v)
+	case float64:
+		return int(v)
+	default:
+		return 0
+	}
+}
diff --git a/internal/hooks/builtin/seed_test.go b/internal/hooks/builtin/seed_test.go
new file mode 100644
index 00000000..5b39c76a
--- /dev/null
+++ b/internal/hooks/builtin/seed_test.go
@@ -0,0 +1,255 @@
+package builtin
+
+import (
+	"context"
+	"testing"
+
+	"github.com/google/uuid"
+
+	"github.com/nextlevelbuilder/goclaw/internal/config"
+	"github.com/nextlevelbuilder/goclaw/internal/hooks"
+)
+
+// fakeHookStore is an in-memory HookStore just rich enough to test seed
+// reconciliation. Implements only the methods the seeder touches (Create,
+// GetByID, Update); others return zero values / nil.
+type fakeHookStore struct {
+	rows map[uuid.UUID]*hooks.HookConfig
+}
+
+func newFakeHookStore() *fakeHookStore {
+	return &fakeHookStore{rows: map[uuid.UUID]*hooks.HookConfig{}}
+}
+
+func (f *fakeHookStore) Create(_ context.Context, cfg hooks.HookConfig) (uuid.UUID, error) {
+	if cfg.ID == uuid.Nil {
+		cfg.ID = uuid.Must(uuid.NewV7())
+	}
+	if _, exists := f.rows[cfg.ID]; exists {
+		// Mimic DB primary-key conflict to catch non-idempotent seeds.
+		return uuid.Nil, errDuplicate
+	}
+	c := cfg
+	f.rows[cfg.ID] = &c
+	return cfg.ID, nil
+}
+
+func (f *fakeHookStore) GetByID(_ context.Context, id uuid.UUID) (*hooks.HookConfig, error) {
+	if r, ok := f.rows[id]; ok {
+		c := *r
+		return &c, nil
+	}
+	return nil, nil
+}
+
+func (f *fakeHookStore) List(context.Context, hooks.ListFilter) ([]hooks.HookConfig, error) {
+	return nil, nil
+}
+
+func (f *fakeHookStore) Update(_ context.Context, id uuid.UUID, updates map[string]any) error {
+	r, ok := f.rows[id]
+	if !ok {
+		return errNotFound
+	}
+	for k, v := range updates {
+		switch k {
+		case "enabled":
+			if b, ok := v.(bool); ok {
+				r.Enabled = b
+			}
+		case "metadata":
+			if m, ok := v.(map[string]any); ok {
+				r.Metadata = m
+			}
+		case "config":
+			if m, ok := v.(map[string]any); ok {
+				r.Config = m
+			}
+		case "matcher":
+			if s, ok := v.(string); ok {
+				r.Matcher = s
+			}
+		case "if_expr":
+			if s, ok := v.(string); ok {
+				r.IfExpr = s
+			}
+		case "priority":
+			if n, ok := v.(int); ok {
+				r.Priority = n
+			}
+		case "timeout_ms":
+			if n, ok := v.(int); ok {
+				r.TimeoutMS = n
+			}
+		}
+	}
+	r.Version++
+	return nil
+}
+
+func (f *fakeHookStore) Delete(_ context.Context, id uuid.UUID) error {
+	delete(f.rows, id)
+	return nil
+}
+
+func (f *fakeHookStore) ResolveForEvent(context.Context, hooks.Event) ([]hooks.HookConfig, error) {
+	return nil, nil
+}
+
+func (f *fakeHookStore) WriteExecution(context.Context, hooks.HookExecution) error { return nil }
+
+type errStr string
+
+func (e errStr) Error() string { return string(e) }
+
+const (
+	errDuplicate errStr = "fake: duplicate key"
+	errNotFound  errStr = "fake: not found"
+)
+
+// withTestRegistry installs a one-spec registry for the test and restores the
+// prior state on cleanup. Serial access only — tests must not run in parallel.
+func withTestRegistry(t *testing.T, s Spec, src []byte) {
+	t.Helper()
+	regMu.Lock()
+	prevSpecs := specs
+	prevIdx := eventIDSpec
+	prevSrc := sourceCache
+	specs = []Spec{s}
+	eventIDSpec = map[uuid.UUID]*Spec{}
+	for _, ev := range s.Events {
+		eventIDSpec[BuiltinEventID(s.ID, ev)] = &specs[0]
+	}
+	sourceCache = map[string][]byte{s.SourceFile: src}
+	regMu.Unlock()
+	t.Cleanup(func() {
+		regMu.Lock()
+		specs = prevSpecs
+		eventIDSpec = prevIdx
+		sourceCache = prevSrc
+		regMu.Unlock()
+	})
+}
+
+func fixtureSpec(version int) Spec {
+	return Spec{
+		ID:            "test-redactor",
+		Version:       version,
+		Events:        []string{"user_prompt_submit", "pre_tool_use"},
+		Scope:         "global",
+		TimeoutMS:     500,
+		OnTimeout:     "allow",
+		Priority:      900,
+		MutableFields: []string{"rawInput"},
+		SourceFile:    "test-redactor.js",
+		Description:   "test",
+	}
+}
+
+// TestSeed_InsertsOneRowPerEvent verifies seed creates N rows for a spec with
+// N events using stable UUIDv5s — this is the H9 idempotency check.
+func TestSeed_InsertsOneRowPerEvent(t *testing.T) {
+	spec := fixtureSpec(1)
+	withTestRegistry(t, spec, []byte("// v1"))
+
+	fs := newFakeHookStore()
+	if err := Seed(context.Background(), fs, config.HooksConfig{}); err != nil {
+		t.Fatalf("Seed: %v", err)
+	}
+	if got := len(fs.rows); got != len(spec.Events) {
+		t.Fatalf("rows=%d, want %d", got, len(spec.Events))
+	}
+	for _, ev := range spec.Events {
+		id := BuiltinEventID(spec.ID, ev)
+		row, ok := fs.rows[id]
+		if !ok {
+			t.Fatalf("missing row for event %q", ev)
+		}
+		if row.Source != hooks.SourceBuiltin {
+			t.Errorf("source=%q, want builtin", row.Source)
+		}
+		if !row.Enabled {
+			t.Error("row disabled; expected enabled=true on fresh seed")
+		}
+	}
+}
+
+// TestSeed_Idempotent validates H9 — re-running seed against the same registry
+// creates zero additional rows. A regression here would manifest as duplicate
+// rows every boot once the unique index is dropped by Phase 03.
+func TestSeed_Idempotent(t *testing.T) {
+	spec := fixtureSpec(1)
+	withTestRegistry(t, spec, []byte("// v1"))
+
+	fs := newFakeHookStore()
+	for i := range 3 {
+		if err := Seed(context.Background(), fs, config.HooksConfig{}); err != nil {
+			t.Fatalf("Seed iter=%d: %v", i, err)
+		}
+	}
+	if got := len(fs.rows); got != len(spec.Events) {
+		t.Fatalf("after 3 seeds rows=%d, want %d (duplicates!)", got, len(spec.Events))
+	}
+}
+
+// TestSeed_VersionBump updates existing rows when the embed version grows.
+// Preserves the user's enabled toggle.
+func TestSeed_VersionBump(t *testing.T) {
+	spec := fixtureSpec(1)
+	withTestRegistry(t, spec, []byte("// v1"))
+	fs := newFakeHookStore()
+	if err := Seed(context.Background(), fs, config.HooksConfig{}); err != nil {
+		t.Fatal(err)
+	}
+	// Simulate user disabling a row.
+	id := BuiltinEventID(spec.ID, "pre_tool_use")
+	fs.rows[id].Enabled = false
+
+	// Replace registry with v2.
+	withTestRegistry(t, fixtureSpec(2), []byte("// v2"))
+	if err := Seed(context.Background(), fs, config.HooksConfig{}); err != nil {
+		t.Fatal(err)
+	}
+	if ver := fs.rows[id].Metadata["version"]; ver != 2 {
+		t.Errorf("version not bumped: %v", ver)
+	}
+	if fs.rows[id].Enabled {
+		t.Error("seed overwrote user's disabled toggle")
+	}
+}
+
+// TestSeed_DowngradeDetected keeps the DB row intact when the embed version
+// is older than the DB version (rollback scenario).
+func TestSeed_DowngradeDetected(t *testing.T) {
+	withTestRegistry(t, fixtureSpec(3), []byte("// v3"))
+	fs := newFakeHookStore()
+	if err := Seed(context.Background(), fs, config.HooksConfig{}); err != nil {
+		t.Fatal(err)
+	}
+	id := BuiltinEventID("test-redactor", "user_prompt_submit")
+	gotV := fs.rows[id].Metadata["version"]
+
+	// Now simulate rollback to v2 embed.
+	withTestRegistry(t, fixtureSpec(2), []byte("// v2"))
+	if err := Seed(context.Background(), fs, config.HooksConfig{}); err != nil {
+		t.Fatal(err)
+	}
+	if gotV2 := fs.rows[id].Metadata["version"]; gotV2 != gotV {
+		t.Errorf("downgrade mutated row: %v → %v", gotV, gotV2)
+	}
+}
+
+// TestSeed_BuiltinDisableForcesOff applies the operator escape-hatch list.
+func TestSeed_BuiltinDisableForcesOff(t *testing.T) {
+	withTestRegistry(t, fixtureSpec(1), []byte("// v1"))
+	fs := newFakeHookStore()
+	cfg := config.HooksConfig{BuiltinDisable: []string{"test-redactor"}}
+	if err := Seed(context.Background(), fs, cfg); err != nil {
+		t.Fatal(err)
+	}
+	for id, row := range fs.rows {
+		if row.Enabled {
+			t.Errorf("row %s enabled despite builtin_disable", id)
+		}
+	}
+}
diff --git a/internal/hooks/dispatcher.go b/internal/hooks/dispatcher.go
index 6e96531c..a80b4703 100644
--- a/internal/hooks/dispatcher.go
+++ b/internal/hooks/dispatcher.go
@@ -318,10 +318,27 @@ func applyBuiltinMutation(ev *Event, updated map[string]any, allowlist []string)
 	}
 }
 
-// builtinAllowlistFor returns the field allowlist for a builtin hook.
-// Phase 03 ships a permissive default; Phase 04 overrides with a per-hook
-// allowlist loaded from builtins.yaml at startup.
-func builtinAllowlistFor(_ uuid.UUID) []string {
+// builtinAllowlistLookup is set at startup by the builtin package wiring
+// (cmd/gateway_managed.go calls SetBuiltinAllowlistLookup(builtin.AllowlistFor)).
+// When nil (tests that don't wire the registry) we fall back to the Phase 03
+// permissive default so legacy mutation tests stay green.
+var builtinAllowlistLookup func(id uuid.UUID) []string
+
+// SetBuiltinAllowlistLookup installs the per-id allowlist function. Called
+// once at startup from cmd/gateway_managed.go. Safe to leave unset in tests —
+// callers get the permissive default (rawInput + toolInput) below.
+func SetBuiltinAllowlistLookup(f func(uuid.UUID) []string) {
+	builtinAllowlistLookup = f
+}
+
+// builtinAllowlistFor returns the field allowlist for a builtin hook row.
+// Registered builtin → YAML mutable_fields. Unknown id under a wired lookup
+// → empty allowlist (mutations stripped, defense-in-depth). Unset lookup
+// (unit tests) → Phase 03 permissive default.
+func builtinAllowlistFor(id uuid.UUID) []string {
+	if builtinAllowlistLookup != nil {
+		return builtinAllowlistLookup(id)
+	}
 	return []string{"rawInput", "toolInput"}
 }
 
diff --git a/internal/hooks/store.go b/internal/hooks/store.go
index 65b3866e..7d067967 100644
--- a/internal/hooks/store.go
+++ b/internal/hooks/store.go
@@ -2,10 +2,36 @@ package hooks
 
 import (
 	"context"
+	"errors"
 
 	"github.com/google/uuid"
 )
 
+// ErrBuiltinReadOnly is returned by Update/Delete when a caller attempts to
+// modify a row with source='builtin' beyond toggling `enabled`. Builtin rows
+// are canonical — content comes from embedded JS at every startup (Phase 04
+// seed). UI should render them read-only except for the enabled toggle.
+// Message is surfaced via i18n key hook.builtin_readonly.
+var ErrBuiltinReadOnly = errors.New("hook: builtin row is read-only except enabled toggle")
+
+// seedBypassKey is the private context key used by Phase 04 builtin seeder to
+// bypass the Update/Delete builtin-readonly guard. Process-private: only the
+// seeder sets it. Ensures user-facing writes still fail ErrBuiltinReadOnly.
+type seedBypassKey struct{}
+
+// WithSeedBypass marks ctx as originating from the builtin seeder. Store
+// implementations MUST consult IsSeedBypass(ctx) before rejecting writes on
+// builtin rows. Any other caller is denied.
+func WithSeedBypass(ctx context.Context) context.Context {
+	return context.WithValue(ctx, seedBypassKey{}, true)
+}
+
+// IsSeedBypass reports whether ctx carries the builtin-seeder bypass marker.
+func IsSeedBypass(ctx context.Context) bool {
+	v, _ := ctx.Value(seedBypassKey{}).(bool)
+	return v
+}
+
 // ListFilter narrows results from HookStore.List.
 type ListFilter struct {
 	TenantID *uuid.UUID
diff --git a/internal/i18n/catalog_en.go b/internal/i18n/catalog_en.go
index f38d9cec..426d6328 100644
--- a/internal/i18n/catalog_en.go
+++ b/internal/i18n/catalog_en.go
@@ -210,5 +210,6 @@ func init() {
 		MsgHookCircuitBreakerTripped:   "hook auto-disabled after repeated failures",
 		MsgHookBudgetExceeded:          "tenant hook token budget exceeded",
 		MsgHookPerTurnCapReached:       "hook invocation per-turn cap reached",
+		MsgHookBuiltinReadOnly:         "builtin hooks are read-only except for the enabled toggle",
 	})
 }
diff --git a/internal/i18n/catalog_vi.go b/internal/i18n/catalog_vi.go
index 6c46b1fe..86dbfe0d 100644
--- a/internal/i18n/catalog_vi.go
+++ b/internal/i18n/catalog_vi.go
@@ -210,5 +210,6 @@ func init() {
 		MsgHookCircuitBreakerTripped:   "hook đã tự tắt sau nhiều lần thất bại liên tiếp",
 		MsgHookBudgetExceeded:          "tenant đã vượt ngân sách token cho hook",
 		MsgHookPerTurnCapReached:       "đã đạt giới hạn số lần gọi hook trong một lượt",
+		MsgHookBuiltinReadOnly:         "hook dựng sẵn chỉ cho phép bật/tắt, không thể chỉnh sửa",
 	})
 }
diff --git a/internal/i18n/catalog_zh.go b/internal/i18n/catalog_zh.go
index eb4451f4..f8f2548f 100644
--- a/internal/i18n/catalog_zh.go
+++ b/internal/i18n/catalog_zh.go
@@ -210,5 +210,6 @@ func init() {
 		MsgHookCircuitBreakerTripped:   "钩子在多次失败后已自动禁用",
 		MsgHookBudgetExceeded:          "租户钩子令牌预算已耗尽",
 		MsgHookPerTurnCapReached:       "单轮钩子调用次数已达上限",
+		MsgHookBuiltinReadOnly:         "内置钩子只读,仅允许切换启用状态",
 	})
 }
diff --git a/internal/i18n/keys.go b/internal/i18n/keys.go
index eeb92464..4ad20a2b 100644
--- a/internal/i18n/keys.go
+++ b/internal/i18n/keys.go
@@ -214,4 +214,5 @@ const (
 	MsgHookCircuitBreakerTripped    = "hook.circuit_breaker_tripped"    // "hook auto-disabled after repeated failures"
 	MsgHookBudgetExceeded           = "hook.budget_exceeded"            // "tenant hook token budget exceeded"
 	MsgHookPerTurnCapReached        = "hook.per_turn_cap_reached"       // "hook invocation per-turn cap reached"
+	MsgHookBuiltinReadOnly          = "hook.builtin_readonly"           // "builtin hooks are read-only except for the enabled toggle"
 )
diff --git a/internal/store/pg/hooks.go b/internal/store/pg/hooks.go
index 18712687..871f8153 100644
--- a/internal/store/pg/hooks.go
+++ b/internal/store/pg/hooks.go
@@ -199,6 +199,25 @@ func (s *PGHookStore) Update(ctx context.Context, id uuid.UUID, updates map[stri
 		return fmt.Errorf("callers must not include 'version' in update map")
 	}
 
+	// Builtin-row protection (Phase 04). Rows with source='builtin' are canonical
+	// embed-seeded artifacts: UI/user writes may only toggle `enabled`. The
+	// builtin seeder itself passes through via hooks.WithSeedBypass ctx.
+	// Fail-closed: a transient GetByID error must not let a non-enabled patch
+	// slip through against a builtin row.
+	if !hooks.IsSeedBypass(ctx) {
+		current, err := s.GetByID(ctx, id)
+		if err != nil {
+			return fmt.Errorf("builtin guard: %w", err)
+		}
+		if current != nil && current.Source == hooks.SourceBuiltin {
+			for k := range updates {
+				if k != "enabled" {
+					return hooks.ErrBuiltinReadOnly
+				}
+			}
+		}
+	}
+
 	// Marshal map/slice values to JSON for JSONB columns.
 	for k, v := range updates {
 		switch k {
@@ -256,6 +275,18 @@ func (s *PGHookStore) Update(ctx context.Context, id uuid.UUID, updates map[stri
 // ─── Delete ──────────────────────────────────────────────────────────────────
 
 func (s *PGHookStore) Delete(ctx context.Context, id uuid.UUID) error {
+	// Builtin-row protection (Phase 04): reject unless caller marked seed-bypass.
+	// Fail-closed on GetByID errors so we don't accidentally delete a builtin.
+	if !hooks.IsSeedBypass(ctx) {
+		current, err := s.GetByID(ctx, id)
+		if err != nil {
+			return fmt.Errorf("builtin guard: %w", err)
+		}
+		if current != nil && current.Source == hooks.SourceBuiltin {
+			return hooks.ErrBuiltinReadOnly
+		}
+	}
+
 	q := "DELETE FROM agent_hooks WHERE id = $1"
 	args := []any{id}
 
diff --git a/internal/store/pg/hooks_test.go b/internal/store/pg/hooks_test.go
index a3145f92..e1ac3792 100644
--- a/internal/store/pg/hooks_test.go
+++ b/internal/store/pg/hooks_test.go
@@ -3,6 +3,7 @@ package pg
 import (
 	"context"
 	"database/sql"
+	"errors"
 	"os"
 	"testing"
 	"time"
@@ -421,3 +422,52 @@ func TestPGHookStore_CreateHonorsFixedID(t *testing.T) {
 		t.Fatal("Create returned nil id for cfg.ID=uuid.Nil path")
 	}
 }
+
+// ─── Phase 04: builtin-row readonly protection ───────────────────────────────
+
+// TestPGHookStore_BuiltinReadOnly exercises the Phase 04 guard: user-facing
+// writes on a source='builtin' row may only toggle enabled; every other patch
+// must surface ErrBuiltinReadOnly. The seed bypass marker unlocks full writes
+// for the loader package only.
+func TestPGHookStore_BuiltinReadOnly(t *testing.T) {
+	db := hooksTestDB(t)
+	tenantID, _ := seedTenantAndAgent(t, db)
+	s := NewPGHookStore(db)
+
+	// Seed a builtin row via WithSeedBypass (the only authorized path).
+	seedCtx := hooks.WithSeedBypass(store.WithRole(masterCtx(), store.RoleOwner))
+	cfg := minimalHook(hooks.SentinelTenantID, hooks.EventUserPromptSubmit)
+	cfg.Source = hooks.SourceBuiltin
+	cfg.Scope = hooks.ScopeGlobal
+	cfg.HandlerType = hooks.HandlerScript
+	cfg.Config = map[string]any{"source": "// v1"}
+	fixedID := uuid.MustParse("11111111-2222-3333-4444-555555555555")
+	cfg.ID = fixedID
+	id, err := s.Create(seedCtx, cfg)
+	if err != nil {
+		t.Fatalf("seed create: %v", err)
+	}
+	t.Cleanup(func() { s.Delete(seedCtx, id) })
+
+	// User ctx: tenant-scoped. Non-enabled patch must be rejected.
+	userCtx := tenantScopedCtx(tenantID)
+	err = s.Update(userCtx, id, map[string]any{"matcher": "evil"})
+	if !errors.Is(err, hooks.ErrBuiltinReadOnly) {
+		t.Fatalf("Update(matcher) err=%v, want ErrBuiltinReadOnly", err)
+	}
+
+	// Enabled toggle through master context is allowed.
+	if err := s.Update(masterCtx(), id, map[string]any{"enabled": false}); err != nil {
+		t.Fatalf("Update(enabled) should succeed on builtin: %v", err)
+	}
+
+	// Delete blocked for users.
+	if err := s.Delete(userCtx, id); !errors.Is(err, hooks.ErrBuiltinReadOnly) {
+		t.Fatalf("Delete user err=%v, want ErrBuiltinReadOnly", err)
+	}
+
+	// Seed bypass unlocks full writes (round-trip to prove).
+	if err := s.Update(seedCtx, id, map[string]any{"matcher": "ok"}); err != nil {
+		t.Fatalf("seed-bypass Update should succeed: %v", err)
+	}
+}
diff --git a/internal/store/sqlitestore/hooks.go b/internal/store/sqlitestore/hooks.go
index ef0540f3..f99da3fc 100644
--- a/internal/store/sqlitestore/hooks.go
+++ b/internal/store/sqlitestore/hooks.go
@@ -205,6 +205,24 @@ func (s *SqliteHookStore) Update(ctx context.Context, id uuid.UUID, updates map[
 		return fmt.Errorf("callers must not include 'version' in update map")
 	}
 
+	// Builtin-row protection (Phase 04). User/UI writes may only toggle
+	// `enabled`; the builtin seeder itself bypasses this via hooks.WithSeedBypass.
+	// Fail-closed on GetByID errors — silently passing here could let wide
+	// patches through on a transient DB read failure.
+	if !hooks.IsSeedBypass(ctx) {
+		current, err := s.GetByID(ctx, id)
+		if err != nil {
+			return fmt.Errorf("builtin guard: %w", err)
+		}
+		if current != nil && current.Source == hooks.SourceBuiltin {
+			for k := range updates {
+				if k != "enabled" {
+					return hooks.ErrBuiltinReadOnly
+				}
+			}
+		}
+	}
+
 	// Marshal map/slice values to JSON strings for SQLite TEXT columns.
 	for k, v := range updates {
 		switch k {
@@ -258,6 +276,18 @@ func (s *SqliteHookStore) Update(ctx context.Context, id uuid.UUID, updates map[
 // ─── Delete ──────────────────────────────────────────────────────────────────
 
 func (s *SqliteHookStore) Delete(ctx context.Context, id uuid.UUID) error {
+	// Builtin-row protection (Phase 04): reject unless caller marked seed-bypass.
+	// Fail-closed on GetByID errors.
+	if !hooks.IsSeedBypass(ctx) {
+		current, err := s.GetByID(ctx, id)
+		if err != nil {
+			return fmt.Errorf("builtin guard: %w", err)
+		}
+		if current != nil && current.Source == hooks.SourceBuiltin {
+			return hooks.ErrBuiltinReadOnly
+		}
+	}
+
 	q := "DELETE FROM agent_hooks WHERE id = ?"
 	args := []any{id.String()}
 
diff --git a/internal/store/sqlitestore/hooks_test.go b/internal/store/sqlitestore/hooks_test.go
index 1e8c27e2..4aebf4a6 100644
--- a/internal/store/sqlitestore/hooks_test.go
+++ b/internal/store/sqlitestore/hooks_test.go
@@ -5,6 +5,7 @@ package sqlitestore
 import (
 	"context"
 	"database/sql"
+	"errors"
 	"path/filepath"
 	"testing"
 	"time"
@@ -438,3 +439,50 @@ func TestSQLiteHookStore_GlobalScopeVisibleToTenant(t *testing.T) {
 		t.Error("global hook not visible in ResolveForEvent from tenant scope")
 	}
 }
+
+// TestSQLiteHookStore_BuiltinReadOnly mirrors the PG test: user-facing writes
+// on source='builtin' rows may only toggle enabled; WithSeedBypass unlocks.
+func TestSQLiteHookStore_BuiltinReadOnly(t *testing.T) {
+	db := newHookTestDB(t)
+	tenantID, _ := seedHookTenantAgent(t, db)
+	s := NewSQLiteHookStore(db)
+
+	seedCtx := hooks.WithSeedBypass(store.WithRole(sqliteMasterCtx(), store.RoleOwner))
+
+	cfg := hooks.HookConfig{
+		ID:          uuid.MustParse("11111111-2222-3333-4444-555555555555"),
+		TenantID:    hooks.SentinelTenantID,
+		Event:       hooks.EventUserPromptSubmit,
+		HandlerType: hooks.HandlerScript,
+		Scope:       hooks.ScopeGlobal,
+		Config:      map[string]any{"source": "// v1"},
+		Metadata:    map[string]any{"builtin": true, "version": 1},
+		TimeoutMS:   500,
+		OnTimeout:   hooks.DecisionAllow,
+		Source:      hooks.SourceBuiltin,
+		Enabled:     true,
+	}
+	id, err := s.Create(seedCtx, cfg)
+	if err != nil {
+		t.Fatalf("seed create: %v", err)
+	}
+	t.Cleanup(func() { s.Delete(seedCtx, id) })
+
+	userCtx := sqliteTenantCtx(tenantID)
+
+	if err := s.Update(userCtx, id, map[string]any{"matcher": "evil"}); !errors.Is(err, hooks.ErrBuiltinReadOnly) {
+		t.Fatalf("Update(matcher) err=%v, want ErrBuiltinReadOnly", err)
+	}
+
+	if err := s.Update(sqliteMasterCtx(), id, map[string]any{"enabled": false}); err != nil {
+		t.Fatalf("Update(enabled) should succeed: %v", err)
+	}
+
+	if err := s.Delete(userCtx, id); !errors.Is(err, hooks.ErrBuiltinReadOnly) {
+		t.Fatalf("Delete user err=%v, want ErrBuiltinReadOnly", err)
+	}
+
+	if err := s.Update(seedCtx, id, map[string]any{"matcher": "ok"}); err != nil {
+		t.Fatalf("seed-bypass Update should succeed: %v", err)
+	}
+}