diff --git a/docs/journals/260722-1048-stock-portfolio-currency-title.md b/docs/journals/260722-1048-stock-portfolio-currency-title.md
new file mode 100644
index 0000000..eecfa65
--- /dev/null
+++ b/docs/journals/260722-1048-stock-portfolio-currency-title.md
@@ -0,0 +1,32 @@
+---
+date: 2026-07-22
+component: internal/modules/stock
+status: completed
+---
+
+# Stock Portfolio Currency Title
+
+## Context
+
+The stock portfolio repeated `VND` in every monetary table cell.
+
+## What Happened
+
+The renderer now declares `VND` once in the `Stock Portfolio (VND)` title,
+labels the balance row `Cash`, and uses suffix-free monetary values in the
+portfolio table. Standalone stock replies retain their explicit `VND` suffix.
+
+## Reflection
+
+A portfolio-specific display helper kept this presentation change from altering
+the exported formatters used by trades, prices, and dividends.
+
+## Decisions
+
+- Keep command, storage, and exported formatting contracts unchanged.
+- Cover the title, cash label, suffix-free values, and single currency marker in
+  the portfolio regression test.
+
+## Next
+
+No follow-up required. Focused and full tests, vet, and lint passed.
diff --git a/internal/modules/stock/format.go b/internal/modules/stock/format.go
index c9b692f..a767472 100644
--- a/internal/modules/stock/format.go
+++ b/internal/modules/stock/format.go
@@ -12,6 +12,12 @@ import (
 // and a "VND" suffix (e.g. 15000000 -> "15.000.000 VND"). Manual to avoid
 // locale-dependent formatting.
 func FormatVND(n float64) string {
+	return formatVNDNumber(n) + " VND"
+}
+
+// formatVNDNumber renders a VND amount without its currency suffix. Portfolio
+// tables use this because their title declares the currency once.
+func formatVNDNumber(n float64) string {
 	rounded := int64(math.Round(n))
 	abs := strconv.FormatInt(absInt64(rounded), 10)
 	var sb strings.Builder
@@ -24,7 +30,6 @@ func FormatVND(n float64) string {
 		}
 		sb.WriteByte(abs[i])
 	}
-	sb.WriteString(" VND")
 	return sb.String()
 }
 
@@ -60,6 +65,14 @@ func formatShareQuantity(n int64) string {
 // "+1.234 VND (+12.34%)" or "-500.000 VND (-5.00%)". When invested is zero
 // the percentage is reported as 0.00 to avoid division-by-zero.
 func FormatPnL(currentValue, invested float64) string {
+	return formatPnL(currentValue, invested, FormatVND)
+}
+
+func formatPortfolioPnL(currentValue, invested float64) string {
+	return formatPnL(currentValue, invested, formatVNDNumber)
+}
+
+func formatPnL(currentValue, invested float64, formatAmount func(float64) string) string {
 	diff := currentValue - invested
 	pct := 0.0
 	if invested > 0 {
@@ -69,7 +82,7 @@ func FormatPnL(currentValue, invested float64) string {
 	if diff >= 0 {
 		sign = "+"
 	}
-	return sign + FormatVND(diff) + " (" + sign + strconv.FormatFloat(pct, 'f', 2, 64) + "%)"
+	return sign + formatAmount(diff) + " (" + sign + strconv.FormatFloat(pct, 'f', 2, 64) + "%)"
 }
 
 func absInt64(n int64) int64 {
diff --git a/internal/modules/stock/handlers.go b/internal/modules/stock/handlers.go
index cd53d2e..8b4d966 100644
--- a/internal/modules/stock/handlers.go
+++ b/internal/modules/stock/handlers.go
@@ -510,7 +510,7 @@ func (s *state) handleStats(ctx context.Context, b *bot.Bot, update *models.Upda
 			average := basis / float64(h.qty)
 			if !isPositiveFiniteCost(price) {
 				missingPrice = true
-				positions = append(positions, []string{h.symbol, FormatStock(float64(h.qty)), FormatVND(average), "N/A", "N/A", "N/A"})
+				positions = append(positions, []string{h.symbol, FormatStock(float64(h.qty)), formatVNDNumber(average), "N/A", "N/A", "N/A"})
 				continue
 			}
 			val := float64(h.qty) * price
@@ -521,28 +521,28 @@ func (s *state) handleStats(ctx context.Context, b *bot.Bot, update *models.Upda
 			}
 			totalValue += val
 			totalBasis += basis
-			positions = append(positions, []string{h.symbol, FormatStock(float64(h.qty)), FormatVND(average), FormatVND(price), FormatVND(val), FormatPnL(val, basis)})
+			positions = append(positions, []string{h.symbol, FormatStock(float64(h.qty)), formatVNDNumber(average), formatVNDNumber(price), formatVNDNumber(val), formatPortfolioPnL(val, basis)})
 		}
 	}
 	var summary [][]string
 	if missingPrice {
 		summary = [][]string{
-			{"VND", FormatVND(p.VND)},
-			{"Priced value (partial)", FormatVND(totalValue)},
-			{"Unrealized P&L (priced)", FormatPnL(totalValue-p.VND, totalBasis)},
-			{"Invested", FormatVND(p.Meta.Invested)},
+			{"Cash", formatVNDNumber(p.VND)},
+			{"Priced value (partial)", formatVNDNumber(totalValue)},
+			{"Unrealized P&L (priced)", formatPortfolioPnL(totalValue-p.VND, totalBasis)},
+			{"Invested", formatVNDNumber(p.Meta.Invested)},
 			{"Account P&L", "Unavailable"},
 		}
 	} else {
 		summary = [][]string{
-			{"VND", FormatVND(p.VND)},
-			{"Total value", FormatVND(totalValue)},
-			{"Invested", FormatVND(p.Meta.Invested)},
-			{"Unrealized P&L", FormatPnL(totalValue-p.VND, totalBasis)},
-			{"Account P&L", FormatPnL(totalValue, p.Meta.Invested)},
+			{"Cash", formatVNDNumber(p.VND)},
+			{"Total value", formatVNDNumber(totalValue)},
+			{"Invested", formatVNDNumber(p.Meta.Invested)},
+			{"Unrealized P&L", formatPortfolioPnL(totalValue-p.VND, totalBasis)},
+			{"Account P&L", formatPortfolioPnL(totalValue, p.Meta.Invested)},
 		}
 	}
-	if err := chathelper.ReplyHTML(ctx, b, update.Message, portfolioTableReply("Stock Portfolio", positions, summary)); err != nil {
+	if err := chathelper.ReplyHTML(ctx, b, update.Message, portfolioTableReply("Stock Portfolio (VND)", positions, summary)); err != nil {
 		return err
 	}
 	return s.notifyDividendEvents(ctx, b, update.Message, userID, p, checkedThrough)
diff --git a/internal/modules/stock/stats_test.go b/internal/modules/stock/stats_test.go
index 545cc89..e39f851 100644
--- a/internal/modules/stock/stats_test.go
+++ b/internal/modules/stock/stats_test.go
@@ -67,16 +67,18 @@ func TestHandleStats_UsesSSIBatchPrices(t *testing.T) {
 
 	text := rb.LastSent().Text()
 	for _, want := range []string{
+		"Stock Portfolio (VND)",
 		"<pre>",
 		"Ticker",
 		"MWG",
-		"126.000.000 VND",
+		"126.000.000",
+		"Cash",
 		"Total value",
-		"530.335.000 VND",
+		"530.335.000",
 		"Unrealized P&amp;L",
-		"+85.000.000 VND (+19.19%)",
+		"+85.000.000 (+19.19%)",
 		"Account P&amp;L",
-		"-469.665.000 VND (-46.97%)",
+		"-469.665.000 (-46.97%)",
 	} {
 		if !strings.Contains(text, want) {
 			t.Fatalf("stats missing %q in:\n%s", want, text)
@@ -85,6 +87,9 @@ func TestHandleStats_UsesSSIBatchPrices(t *testing.T) {
 	if strings.Contains(text, "N/A") {
 		t.Fatalf("stats rendered missing prices:\n%s", text)
 	}
+	if strings.Count(text, "VND") != 1 {
+		t.Fatalf("stats should declare VND only in the title:\n%s", text)
+	}
 }
 
 func TestStockPortfolioReplyStaysWithinTelegramBudget(t *testing.T) {